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The rental market has been strong for a good few years now, and despite reports that mortgages are becoming cheaper than rents, it shows no sign of stopping. Simply put, if a mortgage company won’t lend to you, it is irrelevant whether a mortgage is cheaper or not! Agents have reported that properties are being let in record time, and with an average of 5 prospective tenants per property available, it is no wonder. In 2006, before the recession, when high loan to value mortgages were readily available, around 36,000 first time buyers per month purchased a home. This year, the number has been closer to half that amount.
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